‘Help to Buy’ Made Easy!

‘Help to Buy’ Made Easy! Perthshire property experts, from banks and solicitors to house builders, are joining forces this weekend to help house-hunters secure a new home.

On Saturday 25 January 2014, Perthshire Solicitors Property Centre is holding an open event within its St John’s Street premises to talk house-hunters through the new Help to Buy (Scotland) scheme which allows buyers, including first-timers, to clinch a property with as little as a 5% deposit.

Visitors to PSPC will be able to gather some clear-cut financial and mortgage advice and hear from local builders whose homes are available now through Help to Buy, as well as representatives from banks and solicitor firms. Experts from Perthshire house building firms Stephen and GS Brown will attend, along with those from RBS and HSBC as well as PSPC member firm solicitors.

Anne Begg, PSPC Manager explained, “The shared equity scheme is allowing countless people to buy a property of up to £400,000 with as little as a 5% deposit, so a shortage of savings need no longer prevent home-seekers from securing that all-important mortgage. It’s a fantastic incentive and one we want to spread the word about so that we can help both first-time buyers, and those wishing to move on, which can only oil the wheels of the property market further.”

With a 5% deposit, buyers can secure an interest-free loan for up to 20% of the total value of the property. They can also repay the government’s equity stake at any time. Contrary to reports, the scheme does not just apply to new builds, but to all properties as long as it is the applicant’s main residence. The initiative is also open to all buyers, not just first-timers.

The event, which is free and open to all, will be held from 10am until 1pm on Saturday 25 January 2014.

For more information on buying or selling in Perthshire, please call Anne Begg, PSPC Manager on 01738 635301, email moving@pspc.co.uk or visit www.pspc.co.uk.


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